What investment or business options are there to live in Luxembourg?

Luxembourg has two clearly codified routes for entrepreneurs and investors. The self-employed permit is for those carrying on a genuine, viable commercial, craft or liberal-profession activity that benefits the economy; you will need any required business or professional authorisation, appropriate qualifications and sufficient resources. The investor permit is for substantial capital commitments and recognises several distinct options: at least EUR 500,000 in an existing company (held with employment for five years) or in a new business creating at least five jobs within three years; EUR 3,000,000 in a management or investment structure with real substance; or a EUR 20,000,000 deposit with a Luxembourg financial institution for at least five years.

Every investor option requires ministerial approval and proof of the lawful source of funds, and crucially, simply buying real estate does not qualify. A EUR 80 residence permit fee applies separately from the investment, and decisions on the authorisation to stay normally come within about three months.

Which route fits depends on whether you are running an operating activity yourself or committing significant capital. Rules and thresholds change, so confirm current details before committing. ACME can help you choose between the self-employed and investor routes, identify the right investment option and structure the source-of-funds evidence.