How does Financially Independent Person (FIP) Residence Permit work in Greece, and who qualifies?

The Financially Independent Person (FIP) Residence Permit is for non-EU nationals living on stable, recurring passive income from outside Greece — it is effectively Greece's retirement route under the 2023 Migration Code. Qualifying income comes from sources such as foreign pensions, dividends, rent or interest, and must be above the published monthly minimum, which increases for a spouse and children. You will also need full private health insurance and a clean criminal record.

The permit is issued for three years and is renewable. Two conditions shape how you can use it: you may not take employment or be self-employed in Greece, and you must spend a minimum period in the country each year, so it is not a no-stay route like the Golden Visa.

The FIP permit is often compared with the digital nomad permit; the key difference is that the FIP relies on passive income, while the digital nomad route is for active remote work. Income thresholds are reviewed periodically, so confirm the current figures on migration.gov.gr before applying. ACME can help you work out whether the FIP or another route best matches your income profile and lifestyle plans.