Which family members can I include in an NDF application without increasing the contribution?

The National Development Fund option lets the principal applicant add eligible dependants without raising the minimum contribution itself. Eligible dependants typically include a spouse, dependent children, and dependent parents or grandparents over a set age, subject to the relationship and age rules in the regulations.

While the contribution does not rise for these dependants, each person added still attracts government processing fees and a due-diligence fee. For larger families, additional per-dependant fees apply beyond a certain family size. A licensed agent can confirm exactly who qualifies as a dependant in your case and the total per-person cost.